Mortgages for professionals

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

The Consultant Mortgage Navigator Plan

Tailored Mortgage Advice for NHS & Private Medical Professionals

Tired of mortgage advice that doesn't understand your payslip?

Doctors, GPs, dentists and consultants often face barriers when applying for a mortgage. Your income might include:

  • NHS banding and enhancements
  • Locum shifts
  • Private practice work
  • Trust-to-trust moves

Yet many brokers don't understand how to present this income clearly to lenders.

That's where the Consultant Mortgage Navigator Plan comes in.


What the Plan Includes:

✅ Bespoke Borrowing Review

We'll assess your income from all sources to help you understand what lenders are likely to include.

✅ Income Clarity Summary

We prepare a breakdown of your income that helps underwriters assess your case properly.

✅ Document Guidance

Know exactly what to send and how to structure your paperwork before you apply.

✅ WhatsApp & Email Support

Get advice in real time, around your schedule even outside 9–5.

✅ Lifetime Guidance

We'll be here when you need us for re-mortgaging, future moves, or portfolio growth.


Who It's For:

  • NHS consultants and junior doctors
  • Locum GPs and salaried GPs
  • Dentists, surgeons and private medical professionals

If you've ever felt that brokers or lenders didn't "get" your payslip, this is for you.


Why It Works:

Unlike generalist advice, this plan is designed specifically for medical professionals. We've worked with:

  • Consultants earning across multiple income streams
  • GPs running both NHS and private clinics
  • Doctors buying their first home, upgrading, or re-mortgaging

We know how to structure cases the way lenders need to see them so your income is recognised fairly.


How to Get Started:

Book My Call Book My Call

Message me on LinkedIn ot WhatsApp Or message "Doctor" via LinkedIn or WhatsApp

Consultant Mortgage Navigator Plan

Why Penguin Mortgages