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Our Reviews

Read our 5-Star reviews - All 38 of them

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Fantastic service

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Elaine helped us get a mortgage. She was on hand all the way through. Every worry or concern I had and every step of the way she was a message or call away. I would 1000% recommend Elaine! I never thought I'd be able to get a mortgage but thanks to Elaine we will be moving in to our new home shortly.

Consumer 7 April 2026 Trustpilot

I will highly recommend

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I was referred by someone who spoke highly of Elaine's services, and I must say that Elaine's services was nothing short of expectations, if anything at all, my referee didn't do justice to explaining how beyond excellent her services are. Elaine held my hands throughout the process and even assured me, I can always come back to her anytime. I can't count the number of times I sent her a message or called her out of hours, and she was always happy to help. Her professional and communication skills are top-notch, and she was so graceful in her approach, even at times when I was a bit confused. Thank you so much Elaine, you will always come highly recommended in my books.

Funmi Ogunlana 3 February 2026 Trustpilot

Elaine is an amazing professional.

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Elaine is professional and having excellent communication skills and well experienced. Elaine has earned my trust 💯. She made me feel at home with all her advice as she gives you the best you can get anywhere. I will recommend her anytime to anybody.

Thaddeus Chilee Ohaegbulem 16 January 2026 Trustpilot

I recently worked with Elaine and…

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I recently worked with Elaine and Elaine is professional and having excellent communication skills and well experienced. I was really struggling to get a mortgage and without her I couldn't achieve my dream. I am highly recommending her and her service is beyond words.

Shaila 5 December 2025 Trustpilot

Excellent from start to finish

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Professional, responsive and incredibly helpful throughout the whole process. Made everything stress free.

Kerry 10 November 2025 Google

Mortgage renewal

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I recently worked with Elaine at Penguin Mortgages to sort out my remortgage, and I couldn't be happier with the service I received. From start to finish, Elaine was professional, efficient, and incredibly supportive throughout the entire process. She took the time to explain everything clearly, helped me understand my options, and made what could have been a stressful experience feel completely straightforward. Her communication was excellent—always quick to respond and proactive in keeping things moving. Elaine genuinely went above and beyond to ensure I got the best deal possible, and I felt completely confident having her in my corner. I wouldn't hesitate to recommend her to anyone looking for mortgage advice—thank you so much, Elaine!

AS 8 November 2025 Trustpilot

Brilliant experience

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Clear advice, great communication and full support throughout. Would definitely recommend.

Daniel 2 November 2025 Google

Highly recommend

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Very knowledgeable and always quick to respond. Made the process smooth and easy.

James 28 October 2025 Google

A dream come true

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After years of thinking that I would never own my own home (I have seen other brokers) Elaine was like a breath of fresh air and has helped us to secure our first mortgage. Elaine was super helpful in explaining things and making sure we understood everything before it was agreed. Would definitely recommend.

donna ellis 22 October 2025 Trustpilot

A dream come true

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Elaine helped us secure our first mortgage after years of thinking it wasn’t possible. Everything was explained clearly and we felt supported throughout.

Donna Ellis 21 October 2025 Google

Mortgage renewal made easy

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I recently worked with Elaine to remortgage and couldn’t be happier. Everything was explained clearly and handled efficiently. Highly recommend.

A S 18 October 2025 Google

Grateful client

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I was initially very skeptical about the possibility of getting a mortgage and unfamiliar with the process but then I saw an advert pop up on Facebook and reluctantly decided to give it a try. I honestly don't regret that decision as Elaine took the time even during odd hours to walk me through the process. It sounded like a mammoth task but her expertise and advice made everything simpler for us. I am truly grateful and highly recommend anyone who is interested in getting a mortgage to work with Penguin.

Mr Langton Chereni 16 October 2025 Trustpilot

Elaine highly recommend

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Elaine has been truly outstanding in every aspect since I was lucky enough to find her three weeks ago. I have now with her help, dedication and patience secured my mortgage. Elaine answered every question I had and reassured me when I needed it. I'm so grateful I highly recommend Elaine.

Marie Gibson 14 October 2025 Trustpilot

From start to finish Elaine was nothing…

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From start to finish Elaine was nothing but professional, friendly, helpful, informative and helped me through the whole experience. I have no hesitation in recommending these guys to get you through your mortgage experience.

Decks mania 10 October 2025 Trustpilot

Grateful for the support

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Elaine guided me through the mortgage process step by step, even outside normal hours. Her advice made everything simple.

Mr Langton Chereni 8 October 2025 Google

Outstanding service

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Elaine went above and beyond to help us secure the best deal. Communication was excellent throughout.

Michael 15 September 2025 Google

Friendly and professional

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Great communication and very approachable. Everything was explained in a way that made sense.

Sophie 3 September 2025 Google

Couldn’t have done it without her

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Elaine made what felt impossible achievable. Constant support and reassurance throughout.

Tom 22 August 2025 Google

Fantastic advice

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Everything was explained clearly and we always felt in safe hands. Highly recommended.

Rachel 10 August 2025 Google

Smooth process

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Quick responses, great guidance and everything handled efficiently.

Chris 28 July 2025 Google

Very supportive

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Always available to answer questions and made sure we understood every step.

Amelia 15 July 2025 Google

Highly professional

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Excellent service and very knowledgeable. Would use again without hesitation.

David 1 July 2025 Google

If you are looking for a hassle free…

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If you are looking for a hassle free process with your mortgage, I would highly recommend you use Penguin Mortgages. Elaine made things simple by dealing with the application and getting me the best deal for my need.

Luke 20 June 2025 Trustpilot

First class service

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From start to finish everything was handled perfectly. Great communication and support.

Laura 18 June 2025 Google

Couldn’t recommend more

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Really helpful and responsive. Made the whole experience easy.

Ben 2 June 2025 Google

Stress free process

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Everything was taken care of and clearly explained. Couldn’t ask for more.

Olivia 20 May 2025 Google

Excellent communication

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Always quick to respond and kept us updated at every stage.

Sam 5 May 2025 Google

Fantastic support

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Very knowledgeable and supportive throughout. Would definitely recommend.

Hannah 18 April 2025 Google

Excellent and seamless experience with…

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Excellent and seamless experience with Elaine. She is very professional and supportive, tons of communication and support is present from her end. She has explained me every bit of the process and managed everything for me. I highly recommend her to anyone who is looking to get a mortgage.

Muaaz Abid 23 January 2025 Trustpilot

Fabulous Experience

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Elaine made my mortgage experience a truly seamless one. Her expertise and guidance made the entire process incredibly smooth. She was always available to answer questions (even via WhatsApp). I felt supported and informed every step of the way. I highly recommend Penguin Mortgages.

EMMANUEL ENEBELI 11 January 2025 Trustpilot

Highly Recommended

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Elaine was incredibly helpful and patient throughout our journey as first-time homebuyers. She made the mortgage process seamless by addressing our numerous questions with professionalism and clarity. Her consistent updates and prompt responses kept us informed every step of the way. We couldn't have asked for a better experience. Highly recommend Elaine for her outstanding service!

Voke 24 December 2024 Trustpilot

I could not recommend Elaine at Penguin…

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I could not recommend Elaine at Penguin mortgages enough. Elaine has been fantastic throughout and worked thoroughly through all options available to me.

Simon Creed 5 December 2024 Trustpilot

Top service

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Elaine helped us with our first mortgage and the renewal. She is very responsive, always happy to help and always finds best deal. It was great working with her and we will use her expertise shortly when getting to purchase another property.

Kamila 23 October 2024 Trustpilot

Best service ever

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Best service ever, Elaine helped me to get my first mortgage, helped me to get on a property ladder, very supportive and really good at communicating.

Hamza Jadoon 11 October 2024 Trustpilot

Elaine was very patient with us

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Elaine was very patient with us, very helpful with lots of knowledge, she would explain everything so that you understand each and every step. I would recommend and use her services again.

Lorraine 4 October 2024 Trustpilot

Outstanding communication and Personalised choice

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I have been working with Elaine Buck and Penguin Mortgages since I started looking to buy a property, I successfully had my applications approved by lenders in no time. I recently had started working once again with Elaine for my remortgaging, and I couldn't be more satisfied with the experience. From the very beginning, Elaine demonstrated exceptional professionalism, expertise, and dedication. Elaine took the time to understand my unique situation and provided tailored advice that made the entire process smooth and stress-free. Their communication skills are top-notch; Elaine kept me informed at every step and were always available to answer my questions, no matter how small. Elaine went above and beyond to secure the best possible mortgage rate for me, and the attention to detail was truly impressive. I felt supported and confident throughout the entire process, thanks to their friendly and approachable demeanour. If you're looking for a mortgage advisor who is knowledgeable, reliable, and genuinely cares about their clients, I highly recommend Elaine. Thank you, Elaine, for your outstanding service!

Mr Raja Mohamed Khaleel 1 October 2024 Trustpilot

Elaine has helped me on my re-mortgage

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Elaine has helped me on my re-mortgage. She gives clear and concise information to enable you to make an informed decision. Highly recommend her for your mortgage needs.

Nosheen Akhtar 27 September 2024 Trustpilot

Being a first time buyer Elaine talked…

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Being a first time buyer Elaine talked me through every step of the way and made me feel a lot more relaxed about everything. Elaine was always happy to answer any questions and queries I had and explained everything to me!

K M 27 September 2024 Trustpilot